Nothing Destroys Your Finances Faster Than Broken Trust
Hosts George Camel and Jade Warshaw take live calls from listeners about debt, budgeting, car purchases, housing decisions, and complex family financial dynamics. Callers wrestle with issues like avoiding bankruptcy, lying about money in relationships, financial infidelity in marriage, and supporting parents in retirement. Throughout the episode, the hosts emphasize detailed budgeting, clear communication, and aligning financial decisions with long-term values and security.
BTC255: Bitcoin Is For Everyone w/ Natalie Brunell (Bitcoin Podcast)
Host Preston Pysh interviews journalist and educator Natalie Brunel about her book "Bitcoin Is for Everyone" and how her immigrant family's experience with the American dream and the 2008 financial crisis shaped her worldview. They discuss why the current fiat-based financial system feels broken, how inflation and debt erode savings and opportunity, and why Natalie believes Bitcoin is a hopeful, apolitical form of money that can restore property rights, enable low time preference, and counter systemic wealth concentration. The conversation also covers the challenge of explaining Bitcoin simply, its relationship to energy and human rights, and broader geopolitical and industrial vulnerabilities in the US.
"My Husband Has Been Cheating On Me For 30 Years"
Rachel Cruze and Dr. John Deloney take live calls about marriage crises, debt, taxes, student loans, housing, retirement decisions, and career choices. Callers wrestle with issues like a 46-year marriage marred by decades of infidelity, large IRS bills, car and student loan debt, an inheritance weighed down by tax liens, and how much to give or save while paying off debt. Throughout the episode the hosts stress values-based decision-making, refusing to borrow, facing financial reality, and aligning money choices with identity, relationships, and long-term peace.
"My Financial Advisor Told Us To Take Out A HELOC For A Tax Write-Off"
Hosts Ken Coleman and Rachel Cruze take live calls about money decisions, including retirement planning, debt payoff, parenting and consequences, college and career choices, and running small businesses. They consistently discourage debt-based tactics like HELOCs for tax advantages or student loans for ministry school, and instead promote cash-flowing expenses, simplifying plans, and aligning financial choices with personal values. Throughout, they emphasize budgeting, communication in marriage, and making hard lifestyle changes to get and stay out of debt.
"I'm $147k In Debt And Only Make $1,500 A Month"
Hosts Rachel Cruze and Jade Warshaw take live caller questions about debt, budgeting, relationships, and major financial decisions, ranging from a struggling small business owner with six-figure debt to retirees managing multiple properties. They coach callers through practical next steps such as getting additional jobs, setting firm timelines, selling assets, communicating better in marriage, and avoiding debt for cars, housing, and education. The episode also features two debt-free screams including a truck driver who paid off over $63,000 in 11 months and a couple who became completely debt-free, including their house, after paying off $279,000 in under seven years.
Focused Intensity Is The Only Way To Make Financial Progress
This call-in episode of The Ramsey Show features listeners seeking guidance on issues ranging from getting out of consumer and student loan debt to navigating financial infidelity, divorce fallout, and complex family dynamics. George Kamel and Dr. John Delony emphasize focused intensity on a single financial goal, the debt snowball method, and clear relational boundaries while discouraging debt consolidation schemes and emotionally driven financial decisions. The conversations also explore how money intersects with trauma, parenting, adult children supporting parents, and succession planning in a family business.
You Can't Control the Past, But You CAN Control the Path Forward
This episode features a series of caller questions about debt, housing, business setbacks, medical crises, and difficult family and relationship dynamics, with the hosts offering practical, step-by-step financial guidance. Topics include tackling large private student loans, restructuring small business debt after a serious car accident, handling family conflict over unpaid damages, deciding whether to keep or sell a negative-cash-flow rental property, recognizing and leaving financially controlling relationships, and planning for retirement with limited time. The hosts emphasize focusing on the next right step, avoiding new debt, building margin, and choosing strategies that prioritize long-term stability and personal safety over short-term comfort.
You Still Have Time To Change Your Financial Situation
Hosts Ken Coleman and George Camel take calls from listeners about debt, relationships, business decisions, and rebuilding after crises. They walk callers through situations involving student loans, controlling partners, disability income limits, small business expansion, inheritance conflicts, and massive debt loads. The episode also features a debt-free scream from a couple who paid off over $200,000 and several discussions on how to prioritize insurance, retirement savings, and income growth.
He's Behind On His Bills and Wanting to File For Bankruptcy
Hosts George Kamel and Jade Warshaw take live calls from listeners about issues such as potential bankruptcy, overwhelming bills, housing decisions, student loans, marital money conflict, and handling a large financial windfall. They walk callers through practical next steps like budgeting, the debt snowball, right-sized housing and vehicles, aligning with spouses on money, and wise investing for retirement. The episode also includes a detailed critique of proposed 50-year mortgages and guidance for a recent widow on how to invest life insurance proceeds to support her income.
Buy now, pay dearly? (update)
Planet Money explores how buy now, pay later (BNPL) services work, why they have spread so quickly, and what risks they pose to consumers and the broader financial system. Through the story of college student Emilia Schmarzo and interviews with Federal Reserve researchers, the episode explains BNPL's business model, its appeal to merchants and younger shoppers, and the dangers of debt "stacking" when usage is not reported to credit bureaus. An update looks at how BNPL has expanded to everyday necessities, who is using it most, and how it may soon affect credit scores.
Are You Willing To Trade Your Comfort Today For Peace Tomorrow?
Hosts Ken Coleman and Jade Warshaw take live calls about career and money decisions, debt payoff, housing, cars, healthcare costs, and complicated family and relationship dynamics around finances. They emphasize trading short-term comfort for long-term peace, prioritizing debt freedom over investing or lifestyle upgrades, and facing the emotional and relational roots of money problems. The episode also covers broader themes like the affordability crisis in America, spending addictions, and how to structure money in second marriages.
She's 20 and Her Parents Want Her To Buy Them A House
Hosts George Campbell and Rachel Cruze take live calls from listeners navigating difficult money decisions that are tightly intertwined with family dynamics, relationships, and life transitions. Callers ask about everything from a 20-year-old pressured by her parents to buy them a nicer house, to high vehicle and student loan debt, to whether an aging parent should invest or stay in cash, and how to handle condos, weddings, and grad school. Throughout, the hosts stress boundaries, rapid debt payoff, clear communication in relationships, and prioritizing long-term financial stability over short-term comfort or people-pleasing.
Stop Chasing Payments and Choose Freedom
Rachel Cruze and Dr. John Deloney take live calls about personal finance decisions, focusing on getting out of debt, avoiding family entanglements with money, and choosing long‑term peace over short‑term comfort. Callers grapple with unaffordable car loans, oversized mortgages, backsliding after becoming debt‑free, how to ask for a raise, whether to file bankruptcy, and how to support kids through college without loans. The hosts emphasize personal responsibility, selling assets when necessary, clear boundaries with friends and partners, and following a step‑by‑step plan toward financial stability and freedom.
The Ramsey Show Live From Orlando
This live Ramsey Show event in Orlando features hosts taking questions from the audience on money, relationships, and life decisions while weaving in humor and interactive games. Callers and attendees discuss issues like overspending versus over-saving, boundaries with estranged parents, getting a disengaged spouse on board with finances, YOLO spending while in debt, shifting out of a poverty mindset, preparing for homeownership at 19, and combining money before marriage. The show closes with an in-room debt-free scream from Jessica, who paid off over $127,000 in five years largely on a modest income.
Normal Is Broke-Don't be Normal!
Hosts Rachel Cruze and Jade Warshaw take live calls from listeners about insurance, debt, car purchases, student loans, home buying, career changes, weddings, and family financial decisions. They contrast whole life and term life insurance, argue strongly against car loans and other consumer debt, and walk callers through the Ramsey Baby Steps framework. Throughout the episode they emphasize peace and freedom over mathematical optimization, encouraging listeners to live below their means, avoid debt, build emergency funds, and be honest with partners about money.
You Can Rebuild No Matter Where You Are
Hosts Jade Warshaw and George Kamel take live calls about money and life issues including parents overspending on gifts while in debt, job loss and career transitions, caring for aging relatives, and navigating debt as young adults. They also address marital disagreements over cars, career changes, and large inheritances, along with practical guidance on budgeting, housing decisions, tithing, and basic estate planning. Throughout, they stress boundaries, avoiding new debt, increasing income, and making unified, thoughtful decisions within families.
Stop Letting Other People Wreck Your Finances
Rachel Cruze and George Kamel take calls from listeners dealing with financial stress that often stems from other people's decisions or expectations: predatory car loans, low church salaries, expensive houses, parental pressure, and in‑law demands. They walk callers through concrete next steps like selling cars, picking affordable colleges, setting boundaries with family, aligning spouses on money, and escaping financial abuse. The episode closes with a debt-free scream and guidance on what to do with an unexpected six‑figure bonus.
You Can't Outearn Your Stupidity
Hosts George Kamel and Rachel Cruze take live calls about money and life decisions, helping listeners navigate issues like credit card use, career changes, relationships, housing, and large debt burdens. They repeatedly reference the Ramsey "baby steps" and emphasize behavioral change, intense debt payoff, and value-driven decision-making over purely mathematical optimization. Callers include people wrestling with credit card rewards, whether to change careers, living with partners before marriage, college savings strategies, upside-down car loans, real estate decisions, massive student loan balances, and the financial fallout of divorce.
Your Financial Comeback Starts Today
Ken Coleman and George Kamel host a call-in episode focused on getting control of money through budgeting, increasing income, and making hard lifestyle choices to get out of debt. Callers wrestle with irregular income, large student loans, credit card debt, car and housing decisions, work-family balance, and how to handle financial entanglements with relatives or partners. Bear Grylls joins in-studio to discuss his faith and his new book retelling the life of Jesus as an action-filled narrative aimed at people who may never read the Bible.
You Can Still Take Charge Of Your Financial Future
This episode features Dave Ramsey and co-host Ken Coleman taking live calls about debt, budgeting, family financial conflict, and long-term planning. Callers deal with issues like a father-in-law committing investment fraud using his son's Social Security number, overwhelming student loans from multiple degrees, questions about whether to sell or keep vehicles, handling co-signed car loans, HELOCs and housing decisions, late-in-life debt payoff, and whether to voluntarily repay discharged bankruptcy debts. The hosts emphasize boundaries, increased income, strict budgeting, and avoiding rationalizations for staying in debt.
You're Either Building Wealth or Losing It
Rachel Cruze and Jade Warshaw take live calls to coach listeners through real-world money problems including family property disputes, debt repayment, student loans, housing decisions, and insurance choices. They walk callers through Ramsey "baby steps", tackle emotional issues like enabling adult children and comparing lifestyles, and give practical next steps for people dealing with layoffs, divorce fallout, and overwhelmed single parents. Throughout, they emphasize taking responsibility, tightening budgets, and aligning financial decisions with long-term values and family goals.
You Won't Win With Money by Accident
This episode features a series of caller-driven money questions ranging from predatory HVAC leases, paying a parent's property taxes, and first-time homebuying costs to dream college tuition, secret marital debt, and large inheritance planning. The hosts walk callers through concrete next steps like where each debt belongs in the Baby Steps, how to prioritize insurance and cash when expecting twins, and how to structure wills and trusts in high‑net‑worth families. The show also highlights long, difficult journeys to becoming debt‑free and underscores that winning with money requires intentionality, boundaries, and perseverance, not wishful thinking.
Your Financial Chaos Ends Today
Hosts George Campbell and Dr. John Deloney take live calls from listeners navigating complex financial and relational situations, from family members stealing student loans to deciding whether to finance cars, sell rental properties, or downsize homes. They emphasize paying cash, prioritizing peace over complicated financial arbitrage, facing hard family conversations, and putting basic needs first during crises like job loss, medical emergencies, and government shutdowns. Several callers share intense life transitions, including divorce, small-business struggles, and the sudden death of a spouse, and receive step-by-step guidance on stabilizing their finances and planning the next chapter.
You Can Stay Broke Or Start Changing
This episode of The Ramsey Show features hosts Dr. John Delony and Jade Warshaw taking live calls about money decisions intertwined with relationships, housing, and long-term goals. Callers wrestle with issues like manipulative parents offering large cash gifts, retirees drowning in credit card debt with an unaffordable house, planning for adoption or surrogacy, and how to buy cars or renovate homes without sabotaging financial peace. Throughout, the hosts emphasize setting boundaries, avoiding debt, prioritizing safety and peace over arbitrage schemes, and following the Baby Steps framework for budgeting, debt payoff, and investing.
A Written Plan Will Always Keep You On Track
Ken Coleman and George Camel take calls from listeners about debt, budgeting, housing decisions, retirement timing, and large financial transitions. They walk callers through practical next steps for dealing with collections and IRS debt, deciding how much to spend on vehicles, resolving budgeting conflicts in marriage, refinancing mortgages, managing multiple jobs, and evaluating early retirement and inheritance decisions. Throughout, they emphasize written budgets, living on less than you make, avoiding unnecessary risk, and aligning money choices with long‑term life goals.
You'll Never Prosper When You're Tied Down With Payments
This episode of The Ramsey Show features multiple callers seeking guidance on job loss, housing decisions, debt payoff, retirement investing, elder financial protection, and career transitions. Dave Ramsey and George Campbell coach listeners through situations including a sudden firing in construction, living on a tight single income while hoping to buy a home, using a large brokerage account to pay off debts, and handling dementia-related financial chaos for an aging parent. The hour also highlights powerful debt-free stories illustrating the impact of aggressive budgeting, side hustles, and shared spousal commitment to a plan.
If You Want To Do Great Things You Need To Do Hard Things First
Hosts Ken Coleman and Jade Warshaw take live calls from listeners about debt, cars, housing, divorce settlements, bankruptcy fears, fertility costs, and boundaries around lending to friends. They repeatedly bring callers back to the Ramsey Baby Steps, emphasizing selling expensive vehicles, boosting income, avoiding bankruptcy, and making hard short‑term sacrifices to create long‑term freedom. Throughout the episode they tie financial decisions to mindset, personal responsibility, and the willingness to do hard things first in order to achieve significant results.
Make Sacrifices Today To Achieve Your Financial Goals
Dave Ramsey and co-host Rachel Cruze take calls from listeners facing a range of financial situations, including single parents struggling to balance childcare costs and debt, young couples planning for marriage and homeownership, and families wrestling with taxes and oversized car loans. They emphasize sacrificing now to gain margin, increasing income, getting out of debt quickly, and working together as couples on shared goals. Throughout the episode they walk callers through concrete next steps, from negotiating with the IRS and credit card companies to structuring savings, investing, and teaching kids about money.
Stop Trying To Borrow Your Way Into Freedom
Host Dave Ramsey and co-host Rachel Cruz take live calls from listeners about real-world money decisions, emphasizing living on less than you make and avoiding debt. Callers ask about using business credit cards for rewards, oversized mortgages, car loans, student loans, home renovations, retirement withdrawals for a lake property, luxury purchases, and family conflicts over parent PLUS loans. The hosts consistently steer people away from borrowing, urge them to make mathematically sound choices, and highlight how character, communication, and boundaries in relationships intersect with money.
Are You Investing in Tomorrow or Robbing It?
This episode features Dave Ramsey and co-host Ken Coleman taking live calls about real-world financial decisions, from handling debt and housing choices to navigating career changes and family dynamics. Callers wrestle with issues like credit card use in marriage, whether to use windfalls to pay off debt or buy homes, job loss and underemployment late in life, enabling adult children, and how to balance generosity and enjoyment when wealthy. Throughout, Dave and Ken emphasize shared vision, personal responsibility, ethical choices, and prioritizing debt freedom and long-term stability over short-term comfort.
Hope Always Lives on the Other Side of Hurt
Ken Coleman and George Camel take live calls from listeners facing a wide range of financial and emotional challenges, from catastrophic investment scams and oversized mortgages to student loans, car debt, retirement fears, and business decisions. Throughout the episode they apply the Ramsey Baby Steps, emphasize living on a budget, avoiding debt, and prioritizing long-term peace over short‑term comfort, while also acknowledging the emotional weight of grief, shame, mental health struggles, and family dynamics that intersect with money decisions.