You Can't Control the Past, But You CAN Control the Path Forward
This episode features a series of caller questions about debt, housing, business setbacks, medical crises, and difficult family and relationship dynamics, with the hosts offering practical, step-by-step financial guidance. Topics include tackling large private student loans, restructuring small business debt after a serious car accident, handling family conflict over unpaid damages, deciding whether to keep or sell a negative-cash-flow rental property, recognizing and leaving financially controlling relationships, and planning for retirement with limited time. The hosts emphasize focusing on the next right step, avoiding new debt, building margin, and choosing strategies that prioritize long-term stability and personal safety over short-term comfort.
You Still Have Time To Change Your Financial Situation
Hosts Ken Coleman and George Camel take calls from listeners about debt, relationships, business decisions, and rebuilding after crises. They walk callers through situations involving student loans, controlling partners, disability income limits, small business expansion, inheritance conflicts, and massive debt loads. The episode also features a debt-free scream from a couple who paid off over $200,000 and several discussions on how to prioritize insurance, retirement savings, and income growth.
He's Still Living With His Ex's Parents and Needs a Way Out
Dave Ramsey and Rachel Cruze take calls on money, careers, housing, medical debt, and family dynamics while emphasizing personal responsibility, peace of mind, and avoiding financial entanglements that create stress. They interview generosity content creator Jimmy Darts about his "Undercover Kindness" book and how small acts of giving transform both givers and receivers, and talk with Ramsey Personality Jade Warshaw about the emotional side of money and her journey out of heavy debt. The episode also features a couple celebrating paying off their home and becoming completely debt-free.
Lean Into Hard Things-That's Where Change Happens
This episode of The Ramsey Show features hosts John Deloney and Rachel Cruz taking live calls about the intersection of money, relationships, and life decisions. Callers wrestle with issues like finances in unmarried relationships, supporting struggling family members, investment choices, being upside down on vehicles, a spouse's gambling problem, housing decisions after a breakup, and whether to retire early with substantial wealth. Throughout, the hosts emphasize leaning into difficult conversations and choices-around marriage, boundaries, debt, and work-as the pathway to safety, peace, and long-term change.
There Are No Shortcuts To Building Wealth
Hosts Jade Warshaw and Rachel Cruze take live calls about money, walking listeners through debt payoff, budgeting, insurance, investing, home buying, and family dynamics around finances. Callers share real situations ranging from heavy consumer debt and lifestyle creep to government shutdown income loss, declining business and music careers, and complex family generosity. Throughout, the hosts emphasize there are no shortcuts to building wealth: it requires clear plans, disciplined budgets, proper insurance, honest communication in relationships, and a willingness to make temporary sacrifices for long-term stability.
You Can Still Take Charge Of Your Financial Future
This episode features Dave Ramsey and co-host Ken Coleman taking live calls about debt, budgeting, family financial conflict, and long-term planning. Callers deal with issues like a father-in-law committing investment fraud using his son's Social Security number, overwhelming student loans from multiple degrees, questions about whether to sell or keep vehicles, handling co-signed car loans, HELOCs and housing decisions, late-in-life debt payoff, and whether to voluntarily repay discharged bankruptcy debts. The hosts emphasize boundaries, increased income, strict budgeting, and avoiding rationalizations for staying in debt.
You're Either Building Wealth or Losing It
Rachel Cruze and Jade Warshaw take live calls to coach listeners through real-world money problems including family property disputes, debt repayment, student loans, housing decisions, and insurance choices. They walk callers through Ramsey "baby steps", tackle emotional issues like enabling adult children and comparing lifestyles, and give practical next steps for people dealing with layoffs, divorce fallout, and overwhelmed single parents. Throughout, they emphasize taking responsibility, tightening budgets, and aligning financial decisions with long-term values and family goals.