He's Behind On His Bills and Wanting to File For Bankruptcy
Hosts George Kamel and Jade Warshaw take live calls from listeners about issues such as potential bankruptcy, overwhelming bills, housing decisions, student loans, marital money conflict, and handling a large financial windfall. They walk callers through practical next steps like budgeting, the debt snowball, right-sized housing and vehicles, aligning with spouses on money, and wise investing for retirement. The episode also includes a detailed critique of proposed 50-year mortgages and guidance for a recent widow on how to invest life insurance proceeds to support her income.
He's Still Living With His Ex's Parents and Needs a Way Out
Dave Ramsey and Rachel Cruze take calls on money, careers, housing, medical debt, and family dynamics while emphasizing personal responsibility, peace of mind, and avoiding financial entanglements that create stress. They interview generosity content creator Jimmy Darts about his "Undercover Kindness" book and how small acts of giving transform both givers and receivers, and talk with Ramsey Personality Jade Warshaw about the emotional side of money and her journey out of heavy debt. The episode also features a couple celebrating paying off their home and becoming completely debt-free.
Normal Is Broke-Don't be Normal!
Hosts Rachel Cruze and Jade Warshaw take live calls from listeners about insurance, debt, car purchases, student loans, home buying, career changes, weddings, and family financial decisions. They contrast whole life and term life insurance, argue strongly against car loans and other consumer debt, and walk callers through the Ramsey Baby Steps framework. Throughout the episode they emphasize peace and freedom over mathematical optimization, encouraging listeners to live below their means, avoid debt, build emergency funds, and be honest with partners about money.
It's Time To Stop Surviving And Start Winning With Money
Hosts George Kamel and Jade Warshaw take live calls about handling money using the Ramsey "baby steps" framework. Callers navigate issues including divorce and business ownership, large RV and housing debts, career and income problems, retirement planning, insurance products, and moral questions around inheritances. The episode emphasizes staying out of debt, building emergency funds, investing wisely, and avoiding complex or risky financial products and decisions marketed as "opportunities."
There Are No Shortcuts To Building Wealth
Hosts Jade Warshaw and Rachel Cruze take live calls about money, walking listeners through debt payoff, budgeting, insurance, investing, home buying, and family dynamics around finances. Callers share real situations ranging from heavy consumer debt and lifestyle creep to government shutdown income loss, declining business and music careers, and complex family generosity. Throughout, the hosts emphasize there are no shortcuts to building wealth: it requires clear plans, disciplined budgets, proper insurance, honest communication in relationships, and a willingness to make temporary sacrifices for long-term stability.
You Can Stay Broke Or Start Changing
This episode of The Ramsey Show features hosts Dr. John Delony and Jade Warshaw taking live calls about money decisions intertwined with relationships, housing, and long-term goals. Callers wrestle with issues like manipulative parents offering large cash gifts, retirees drowning in credit card debt with an unaffordable house, planning for adoption or surrogacy, and how to buy cars or renovate homes without sabotaging financial peace. Throughout, the hosts emphasize setting boundaries, avoiding debt, prioritizing safety and peace over arbitrage schemes, and following the Baby Steps framework for budgeting, debt payoff, and investing.
You'll Never Prosper When You're Tied Down With Payments
This episode of The Ramsey Show features multiple callers seeking guidance on job loss, housing decisions, debt payoff, retirement investing, elder financial protection, and career transitions. Dave Ramsey and George Campbell coach listeners through situations including a sudden firing in construction, living on a tight single income while hoping to buy a home, using a large brokerage account to pay off debts, and handling dementia-related financial chaos for an aging parent. The hour also highlights powerful debt-free stories illustrating the impact of aggressive budgeting, side hustles, and shared spousal commitment to a plan.