Nothing Destroys Your Finances Faster Than Broken Trust
Hosts George Camel and Jade Warshaw take live calls from listeners about debt, budgeting, car purchases, housing decisions, and complex family financial dynamics. Callers wrestle with issues like avoiding bankruptcy, lying about money in relationships, financial infidelity in marriage, and supporting parents in retirement. Throughout the episode, the hosts emphasize detailed budgeting, clear communication, and aligning financial decisions with long-term values and security.
"My Husband Has Been Cheating On Me For 30 Years"
Rachel Cruze and Dr. John Deloney take live calls about marriage crises, debt, taxes, student loans, housing, retirement decisions, and career choices. Callers wrestle with issues like a 46-year marriage marred by decades of infidelity, large IRS bills, car and student loan debt, an inheritance weighed down by tax liens, and how much to give or save while paying off debt. Throughout the episode the hosts stress values-based decision-making, refusing to borrow, facing financial reality, and aligning money choices with identity, relationships, and long-term peace.
"My Financial Advisor Told Us To Take Out A HELOC For A Tax Write-Off"
Hosts Ken Coleman and Rachel Cruze take live calls about money decisions, including retirement planning, debt payoff, parenting and consequences, college and career choices, and running small businesses. They consistently discourage debt-based tactics like HELOCs for tax advantages or student loans for ministry school, and instead promote cash-flowing expenses, simplifying plans, and aligning financial choices with personal values. Throughout, they emphasize budgeting, communication in marriage, and making hard lifestyle changes to get and stay out of debt.
"I'm $147k In Debt And Only Make $1,500 A Month"
Hosts Rachel Cruze and Jade Warshaw take live caller questions about debt, budgeting, relationships, and major financial decisions, ranging from a struggling small business owner with six-figure debt to retirees managing multiple properties. They coach callers through practical next steps such as getting additional jobs, setting firm timelines, selling assets, communicating better in marriage, and avoiding debt for cars, housing, and education. The episode also features two debt-free screams including a truck driver who paid off over $63,000 in 11 months and a couple who became completely debt-free, including their house, after paying off $279,000 in under seven years.
Focused Intensity Is The Only Way To Make Financial Progress
This call-in episode of The Ramsey Show features listeners seeking guidance on issues ranging from getting out of consumer and student loan debt to navigating financial infidelity, divorce fallout, and complex family dynamics. George Kamel and Dr. John Delony emphasize focused intensity on a single financial goal, the debt snowball method, and clear relational boundaries while discouraging debt consolidation schemes and emotionally driven financial decisions. The conversations also explore how money intersects with trauma, parenting, adult children supporting parents, and succession planning in a family business.
He's Behind On His Bills and Wanting to File For Bankruptcy
Hosts George Kamel and Jade Warshaw take live calls from listeners about issues such as potential bankruptcy, overwhelming bills, housing decisions, student loans, marital money conflict, and handling a large financial windfall. They walk callers through practical next steps like budgeting, the debt snowball, right-sized housing and vehicles, aligning with spouses on money, and wise investing for retirement. The episode also includes a detailed critique of proposed 50-year mortgages and guidance for a recent widow on how to invest life insurance proceeds to support her income.
Follow a Proven Plan, Quit Making It Up As You Go
Hosts Jade Warshaw and Dr. John Delony take live calls about money and life decisions, focusing on debt payoff, budgeting, relationships, and long-term planning. Callers include young families struggling with daycare and car payments, near-retirees behind on investing, people navigating enabling family members, and listeners wrestling with combining finances, massive credit card debt, and post-divorce purposelessness. Throughout, they emphasize following a proven step-by-step financial plan, facing emotional and relational issues directly, and making short-term sacrifices for long-term stability.
She's 20 and Her Parents Want Her To Buy Them A House
Hosts George Campbell and Rachel Cruze take live calls from listeners navigating difficult money decisions that are tightly intertwined with family dynamics, relationships, and life transitions. Callers ask about everything from a 20-year-old pressured by her parents to buy them a nicer house, to high vehicle and student loan debt, to whether an aging parent should invest or stay in cash, and how to handle condos, weddings, and grad school. Throughout, the hosts stress boundaries, rapid debt payoff, clear communication in relationships, and prioritizing long-term financial stability over short-term comfort or people-pleasing.
A $60,000 Mistake Turned Into a Wake-Up Call
Hosts Ken Coleman and Jade Warshaw take live calls from listeners about money mistakes, debt, relationships, and big life transitions. They coach callers through issues like an unaffordable RV loan, restarting debt after paying it off, complex child support situations, side hustles that aren't profitable, and saving for a home in an expensive market. Throughout, Jade shares pieces of her and her husband Sam's journey paying off $500,000 of debt and emphasizes the emotional side of money-shame, fear, anger, and endurance-as critical to long-term financial change.
Jay & Radhi Talk About the Pressure and Expectations Around Parenthood
The hosts discuss the intense social, biological, financial, and emotional pressures surrounding the decision to have children, especially for women. They explore why the common question "When are you having kids?" can be insensitive given issues like miscarriage, infertility, financial strain, and differing life goals. The conversation emphasizes defining your own timeline, recognizing many valid ways to express maternal and paternal energy, and rejecting the idea that parenthood is the only path to a meaningful or successful life.
The Ramsey Show Live From Orlando
This live Ramsey Show event in Orlando features hosts taking questions from the audience on money, relationships, and life decisions while weaving in humor and interactive games. Callers and attendees discuss issues like overspending versus over-saving, boundaries with estranged parents, getting a disengaged spouse on board with finances, YOLO spending while in debt, shifting out of a poverty mindset, preparing for homeownership at 19, and combining money before marriage. The show closes with an in-room debt-free scream from Jessica, who paid off over $127,000 in five years largely on a modest income.
You Can Rebuild No Matter Where You Are
Hosts Jade Warshaw and George Kamel take live calls about money and life issues including parents overspending on gifts while in debt, job loss and career transitions, caring for aging relatives, and navigating debt as young adults. They also address marital disagreements over cars, career changes, and large inheritances, along with practical guidance on budgeting, housing decisions, tithing, and basic estate planning. Throughout, they stress boundaries, avoiding new debt, increasing income, and making unified, thoughtful decisions within families.
It's Time To Stop Surviving And Start Winning With Money
Hosts George Kamel and Jade Warshaw take live calls about handling money using the Ramsey "baby steps" framework. Callers navigate issues including divorce and business ownership, large RV and housing debts, career and income problems, retirement planning, insurance products, and moral questions around inheritances. The episode emphasizes staying out of debt, building emergency funds, investing wisely, and avoiding complex or risky financial products and decisions marketed as "opportunities."
Stop Letting Other People Wreck Your Finances
Rachel Cruze and George Kamel take calls from listeners dealing with financial stress that often stems from other people's decisions or expectations: predatory car loans, low church salaries, expensive houses, parental pressure, and in‑law demands. They walk callers through concrete next steps like selling cars, picking affordable colleges, setting boundaries with family, aligning spouses on money, and escaping financial abuse. The episode closes with a debt-free scream and guidance on what to do with an unexpected six‑figure bonus.
You Can't Outearn Your Stupidity
Hosts George Kamel and Rachel Cruze take live calls about money and life decisions, helping listeners navigate issues like credit card use, career changes, relationships, housing, and large debt burdens. They repeatedly reference the Ramsey "baby steps" and emphasize behavioral change, intense debt payoff, and value-driven decision-making over purely mathematical optimization. Callers include people wrestling with credit card rewards, whether to change careers, living with partners before marriage, college savings strategies, upside-down car loans, real estate decisions, massive student loan balances, and the financial fallout of divorce.
There Are No Shortcuts To Building Wealth
Hosts Jade Warshaw and Rachel Cruze take live calls about money, walking listeners through debt payoff, budgeting, insurance, investing, home buying, and family dynamics around finances. Callers share real situations ranging from heavy consumer debt and lifestyle creep to government shutdown income loss, declining business and music careers, and complex family generosity. Throughout, the hosts emphasize there are no shortcuts to building wealth: it requires clear plans, disciplined budgets, proper insurance, honest communication in relationships, and a willingness to make temporary sacrifices for long-term stability.
Your Financial Comeback Starts Today
Ken Coleman and George Kamel host a call-in episode focused on getting control of money through budgeting, increasing income, and making hard lifestyle choices to get out of debt. Callers wrestle with irregular income, large student loans, credit card debt, car and housing decisions, work-family balance, and how to handle financial entanglements with relatives or partners. Bear Grylls joins in-studio to discuss his faith and his new book retelling the life of Jesus as an action-filled narrative aimed at people who may never read the Bible.
Introduction: The Ramsey Show
A caller named Katie from Dallas, Texas shares that she is $27,000 in credit card debt and had only $10 left on payday, prompting urgent financial guidance. The hosts emphasize the need for radical behavioral change, intentionality, and discipline to escape the cycle of fear, debt payments, and living paycheck to paycheck. Throughout the segment, they frame their mission as giving listeners hope, learning, enlightenment, confidence, and a sense of power over their financial situation.
The Ramsey Show Live From Chicago
This live episode of The Ramsey Show is recorded in Chicago with hosts taking questions from the audience about money, relationships, and life transitions. Topics include setting financial boundaries with parents, resolving spender-saver conflicts in marriage, supporting low-income communities, navigating mid-journey Baby Steps, and finding meaningful work after a military career. The show ends with a collective debt-free scream and encouragement for attendees who are changing their family trees.
You Can Still Take Charge Of Your Financial Future
This episode features Dave Ramsey and co-host Ken Coleman taking live calls about debt, budgeting, family financial conflict, and long-term planning. Callers deal with issues like a father-in-law committing investment fraud using his son's Social Security number, overwhelming student loans from multiple degrees, questions about whether to sell or keep vehicles, handling co-signed car loans, HELOCs and housing decisions, late-in-life debt payoff, and whether to voluntarily repay discharged bankruptcy debts. The hosts emphasize boundaries, increased income, strict budgeting, and avoiding rationalizations for staying in debt.
You're Either Building Wealth or Losing It
Rachel Cruze and Jade Warshaw take live calls to coach listeners through real-world money problems including family property disputes, debt repayment, student loans, housing decisions, and insurance choices. They walk callers through Ramsey "baby steps", tackle emotional issues like enabling adult children and comparing lifestyles, and give practical next steps for people dealing with layoffs, divorce fallout, and overwhelmed single parents. Throughout, they emphasize taking responsibility, tightening budgets, and aligning financial decisions with long-term values and family goals.
You Can Stay Broke Or Start Changing
This episode of The Ramsey Show features hosts Dr. John Delony and Jade Warshaw taking live calls about money decisions intertwined with relationships, housing, and long-term goals. Callers wrestle with issues like manipulative parents offering large cash gifts, retirees drowning in credit card debt with an unaffordable house, planning for adoption or surrogacy, and how to buy cars or renovate homes without sabotaging financial peace. Throughout, the hosts emphasize setting boundaries, avoiding debt, prioritizing safety and peace over arbitrage schemes, and following the Baby Steps framework for budgeting, debt payoff, and investing.
A Written Plan Will Always Keep You On Track
Ken Coleman and George Camel take calls from listeners about debt, budgeting, housing decisions, retirement timing, and large financial transitions. They walk callers through practical next steps for dealing with collections and IRS debt, deciding how much to spend on vehicles, resolving budgeting conflicts in marriage, refinancing mortgages, managing multiple jobs, and evaluating early retirement and inheritance decisions. Throughout, they emphasize written budgets, living on less than you make, avoiding unnecessary risk, and aligning money choices with long‑term life goals.
You'll Never Prosper When You're Tied Down With Payments
This episode of The Ramsey Show features multiple callers seeking guidance on job loss, housing decisions, debt payoff, retirement investing, elder financial protection, and career transitions. Dave Ramsey and George Campbell coach listeners through situations including a sudden firing in construction, living on a tight single income while hoping to buy a home, using a large brokerage account to pay off debts, and handling dementia-related financial chaos for an aging parent. The hour also highlights powerful debt-free stories illustrating the impact of aggressive budgeting, side hustles, and shared spousal commitment to a plan.
Make Sacrifices Today To Achieve Your Financial Goals
Dave Ramsey and co-host Rachel Cruze take calls from listeners facing a range of financial situations, including single parents struggling to balance childcare costs and debt, young couples planning for marriage and homeownership, and families wrestling with taxes and oversized car loans. They emphasize sacrificing now to gain margin, increasing income, getting out of debt quickly, and working together as couples on shared goals. Throughout the episode they walk callers through concrete next steps, from negotiating with the IRS and credit card companies to structuring savings, investing, and teaching kids about money.
Are You Investing in Tomorrow or Robbing It?
This episode features Dave Ramsey and co-host Ken Coleman taking live calls about real-world financial decisions, from handling debt and housing choices to navigating career changes and family dynamics. Callers wrestle with issues like credit card use in marriage, whether to use windfalls to pay off debt or buy homes, job loss and underemployment late in life, enabling adult children, and how to balance generosity and enjoyment when wealthy. Throughout, Dave and Ken emphasize shared vision, personal responsibility, ethical choices, and prioritizing debt freedom and long-term stability over short-term comfort.
Hope Always Lives on the Other Side of Hurt
Ken Coleman and George Camel take live calls from listeners facing a wide range of financial and emotional challenges, from catastrophic investment scams and oversized mortgages to student loans, car debt, retirement fears, and business decisions. Throughout the episode they apply the Ramsey Baby Steps, emphasize living on a budget, avoiding debt, and prioritizing long-term peace over short‑term comfort, while also acknowledging the emotional weight of grief, shame, mental health struggles, and family dynamics that intersect with money decisions.
Do the Right Thing Even When It's Hard
Hosts Rachel Cruze and Dr. John Deloney take live calls about complex money and relationship decisions, from inheritance conflicts and potential divorce to overwhelming debt and family housing arrangements. Throughout the episode they emphasize integrity, shared values in marriage, clear boundaries with family, and choosing disciplined financial action even when it's emotionally difficult.