Nothing Destroys Your Finances Faster Than Broken Trust
Hosts George Camel and Jade Warshaw take live calls from listeners about debt, budgeting, car purchases, housing decisions, and complex family financial dynamics. Callers wrestle with issues like avoiding bankruptcy, lying about money in relationships, financial infidelity in marriage, and supporting parents in retirement. Throughout the episode, the hosts emphasize detailed budgeting, clear communication, and aligning financial decisions with long-term values and security.
He's Behind On His Bills and Wanting to File For Bankruptcy
Hosts George Kamel and Jade Warshaw take live calls from listeners about issues such as potential bankruptcy, overwhelming bills, housing decisions, student loans, marital money conflict, and handling a large financial windfall. They walk callers through practical next steps like budgeting, the debt snowball, right-sized housing and vehicles, aligning with spouses on money, and wise investing for retirement. The episode also includes a detailed critique of proposed 50-year mortgages and guidance for a recent widow on how to invest life insurance proceeds to support her income.
Stop Chasing Payments and Choose Freedom
Rachel Cruze and Dr. John Deloney take live calls about personal finance decisions, focusing on getting out of debt, avoiding family entanglements with money, and choosing long‑term peace over short‑term comfort. Callers grapple with unaffordable car loans, oversized mortgages, backsliding after becoming debt‑free, how to ask for a raise, whether to file bankruptcy, and how to support kids through college without loans. The hosts emphasize personal responsibility, selling assets when necessary, clear boundaries with friends and partners, and following a step‑by‑step plan toward financial stability and freedom.
The year NYC went broke
The episode examines New York City's 1975 fiscal crisis, when years of accounting gimmicks and reliance on short-term debt led the city to the brink of default and inability to pay basic municipal workers. Through interviews with key participants like Steve Clifford and Donna Shalala, it details how the true scale of the hidden deficit was uncovered, how the Municipal Assistance Corporation (MAC) and an emergency control board were created, and how unions, real estate interests, the state, and ultimately the federal government were pressured into a shared-sacrifice bailout. The story traces the painful austerity and structural reforms that eventually restored the city's credibility and became a playbook for later municipal debt crises.
If You Want To Do Great Things You Need To Do Hard Things First
Hosts Ken Coleman and Jade Warshaw take live calls from listeners about debt, cars, housing, divorce settlements, bankruptcy fears, fertility costs, and boundaries around lending to friends. They repeatedly bring callers back to the Ramsey Baby Steps, emphasizing selling expensive vehicles, boosting income, avoiding bankruptcy, and making hard short‑term sacrifices to create long‑term freedom. Throughout the episode they tie financial decisions to mindset, personal responsibility, and the willingness to do hard things first in order to achieve significant results.
Stop Trying To Borrow Your Way Into Freedom
Host Dave Ramsey and co-host Rachel Cruz take live calls from listeners about real-world money decisions, emphasizing living on less than you make and avoiding debt. Callers ask about using business credit cards for rewards, oversized mortgages, car loans, student loans, home renovations, retirement withdrawals for a lake property, luxury purchases, and family conflicts over parent PLUS loans. The hosts consistently steer people away from borrowing, urge them to make mathematically sound choices, and highlight how character, communication, and boundaries in relationships intersect with money.
How To Turn $100K into $4,000,000 with Distressed Investing
The hosts interview a distressed investor named Tom who specializes in buying bankruptcy claims, especially in crypto-related cases like Mt. Gox and FTX, and walk through how his niche works. He explains the "stake and sizzle" approach to finding situations with both downside protection and significant upside optionality, details the hustling and legal knowledge required to trade claims, and shares stories from early crypto bankruptcies and his own investing background. Later, he candidly discusses a controversial Delaware receivership case that resulted in fines and a settlement, and closes with core investing philosophies and a reading list for learning more about distressed and value investing.