Consumer scams and fraud

5 episodes about this topic

Selects: The Great Finger in the Wendy's Chili Caper

Josh Clark and Charles W. "Chuck" Bryant recount the 2005 Wendy's chili finger case in which Anna Ayala claimed to find a human fingertip in her bowl of chili at a San Jose Wendy's. They walk through the immediate fallout for Wendy's, the internal and police investigations, the exposure of the hoax, the discovery of whose finger it really was, and the legal and financial consequences for Ayala, her husband, and the restaurant chain. The hosts also briefly touch on other verified cases of fingers found in fast food and read a listener email about the Adidas-Puma feud episode.

Oct 25, 2025 Society & Culture

You Can Still Take Charge Of Your Financial Future

This episode features Dave Ramsey and co-host Ken Coleman taking live calls about debt, budgeting, family financial conflict, and long-term planning. Callers deal with issues like a father-in-law committing investment fraud using his son's Social Security number, overwhelming student loans from multiple degrees, questions about whether to sell or keep vehicles, handling co-signed car loans, HELOCs and housing decisions, late-in-life debt payoff, and whether to voluntarily repay discharged bankruptcy debts. The hosts emphasize boundaries, increased income, strict budgeting, and avoiding rationalizations for staying in debt.

Oct 17, 2025 Business

Two ways AI is changing the business of crime (Two Indicators)

The episode explores two ways artificial intelligence is reshaping criminal activity: AI-powered voice cloning scams targeting individuals and banks, and AI-driven trading bots that can destabilize or manipulate financial markets. In the first half, the hosts demonstrate a voice deepfake scam, talk to a fraud-prevention entrepreneur and a bank executive about weaknesses in voice authentication and the shift to layered security, and discuss how consumers can better protect themselves. In the second half, experts explain how more autonomous trading algorithms can unintentionally collude, raising hard questions about liability, regulation, and the broader risks AI poses to market integrity.

Oct 8, 2025 Business

You'll Never Prosper When You're Tied Down With Payments

This episode of The Ramsey Show features multiple callers seeking guidance on job loss, housing decisions, debt payoff, retirement investing, elder financial protection, and career transitions. Dave Ramsey and George Campbell coach listeners through situations including a sudden firing in construction, living on a tight single income while hoping to buy a home, using a large brokerage account to pay off debts, and handling dementia-related financial chaos for an aging parent. The hour also highlights powerful debt-free stories illustrating the impact of aggressive budgeting, side hustles, and shared spousal commitment to a plan.

Oct 7, 2025 Business

Stop Trying To Borrow Your Way Into Freedom

Host Dave Ramsey and co-host Rachel Cruz take live calls from listeners about real-world money decisions, emphasizing living on less than you make and avoiding debt. Callers ask about using business credit cards for rewards, oversized mortgages, car loans, student loans, home renovations, retirement withdrawals for a lake property, luxury purchases, and family conflicts over parent PLUS loans. The hosts consistently steer people away from borrowing, urge them to make mathematically sound choices, and highlight how character, communication, and boundaries in relationships intersect with money.

Sep 26, 2025 Business