Nothing Destroys Your Finances Faster Than Broken Trust
Hosts George Camel and Jade Warshaw take live calls from listeners about debt, budgeting, car purchases, housing decisions, and complex family financial dynamics. Callers wrestle with issues like avoiding bankruptcy, lying about money in relationships, financial infidelity in marriage, and supporting parents in retirement. Throughout the episode, the hosts emphasize detailed budgeting, clear communication, and aligning financial decisions with long-term values and security.
"I'm $147k In Debt And Only Make $1,500 A Month"
Hosts Rachel Cruze and Jade Warshaw take live caller questions about debt, budgeting, relationships, and major financial decisions, ranging from a struggling small business owner with six-figure debt to retirees managing multiple properties. They coach callers through practical next steps such as getting additional jobs, setting firm timelines, selling assets, communicating better in marriage, and avoiding debt for cars, housing, and education. The episode also features two debt-free screams including a truck driver who paid off over $63,000 in 11 months and a couple who became completely debt-free, including their house, after paying off $279,000 in under seven years.
You Can't Control the Past, But You CAN Control the Path Forward
This episode features a series of caller questions about debt, housing, business setbacks, medical crises, and difficult family and relationship dynamics, with the hosts offering practical, step-by-step financial guidance. Topics include tackling large private student loans, restructuring small business debt after a serious car accident, handling family conflict over unpaid damages, deciding whether to keep or sell a negative-cash-flow rental property, recognizing and leaving financially controlling relationships, and planning for retirement with limited time. The hosts emphasize focusing on the next right step, avoiding new debt, building margin, and choosing strategies that prioritize long-term stability and personal safety over short-term comfort.
You Still Have Time To Change Your Financial Situation
Hosts Ken Coleman and George Camel take calls from listeners about debt, relationships, business decisions, and rebuilding after crises. They walk callers through situations involving student loans, controlling partners, disability income limits, small business expansion, inheritance conflicts, and massive debt loads. The episode also features a debt-free scream from a couple who paid off over $200,000 and several discussions on how to prioritize insurance, retirement savings, and income growth.
Are You Willing To Trade Your Comfort Today For Peace Tomorrow?
Hosts Ken Coleman and Jade Warshaw take live calls about career and money decisions, debt payoff, housing, cars, healthcare costs, and complicated family and relationship dynamics around finances. They emphasize trading short-term comfort for long-term peace, prioritizing debt freedom over investing or lifestyle upgrades, and facing the emotional and relational roots of money problems. The episode also covers broader themes like the affordability crisis in America, spending addictions, and how to structure money in second marriages.
Stop Chasing Payments and Choose Freedom
Rachel Cruze and Dr. John Deloney take live calls about personal finance decisions, focusing on getting out of debt, avoiding family entanglements with money, and choosing long‑term peace over short‑term comfort. Callers grapple with unaffordable car loans, oversized mortgages, backsliding after becoming debt‑free, how to ask for a raise, whether to file bankruptcy, and how to support kids through college without loans. The hosts emphasize personal responsibility, selling assets when necessary, clear boundaries with friends and partners, and following a step‑by‑step plan toward financial stability and freedom.
Normal Is Broke-Don't be Normal!
Hosts Rachel Cruze and Jade Warshaw take live calls from listeners about insurance, debt, car purchases, student loans, home buying, career changes, weddings, and family financial decisions. They contrast whole life and term life insurance, argue strongly against car loans and other consumer debt, and walk callers through the Ramsey Baby Steps framework. Throughout the episode they emphasize peace and freedom over mathematical optimization, encouraging listeners to live below their means, avoid debt, build emergency funds, and be honest with partners about money.
You Can Rebuild No Matter Where You Are
Hosts Jade Warshaw and George Kamel take live calls about money and life issues including parents overspending on gifts while in debt, job loss and career transitions, caring for aging relatives, and navigating debt as young adults. They also address marital disagreements over cars, career changes, and large inheritances, along with practical guidance on budgeting, housing decisions, tithing, and basic estate planning. Throughout, they stress boundaries, avoiding new debt, increasing income, and making unified, thoughtful decisions within families.
You Can Still Take Charge Of Your Financial Future
This episode features Dave Ramsey and co-host Ken Coleman taking live calls about debt, budgeting, family financial conflict, and long-term planning. Callers deal with issues like a father-in-law committing investment fraud using his son's Social Security number, overwhelming student loans from multiple degrees, questions about whether to sell or keep vehicles, handling co-signed car loans, HELOCs and housing decisions, late-in-life debt payoff, and whether to voluntarily repay discharged bankruptcy debts. The hosts emphasize boundaries, increased income, strict budgeting, and avoiding rationalizations for staying in debt.
Dumb Financial Decisions Stunt Your Financial Growth
Dave Ramsey and co-host George Campbell take live calls from listeners dealing with student loans, car debt, housing decisions, family conflicts, and major life transitions like divorce and marriage. They repeatedly emphasize staying out of debt, planning for worst‑case scenarios, aligning spouses on money, and making conservative financial choices that prioritize stability and freedom over short‑term desires.
Your Financial Chaos Ends Today
Hosts George Campbell and Dr. John Deloney take live calls from listeners navigating complex financial and relational situations, from family members stealing student loans to deciding whether to finance cars, sell rental properties, or downsize homes. They emphasize paying cash, prioritizing peace over complicated financial arbitrage, facing hard family conversations, and putting basic needs first during crises like job loss, medical emergencies, and government shutdowns. Several callers share intense life transitions, including divorce, small-business struggles, and the sudden death of a spouse, and receive step-by-step guidance on stabilizing their finances and planning the next chapter.
A Written Plan Will Always Keep You On Track
Ken Coleman and George Camel take calls from listeners about debt, budgeting, housing decisions, retirement timing, and large financial transitions. They walk callers through practical next steps for dealing with collections and IRS debt, deciding how much to spend on vehicles, resolving budgeting conflicts in marriage, refinancing mortgages, managing multiple jobs, and evaluating early retirement and inheritance decisions. Throughout, they emphasize written budgets, living on less than you make, avoiding unnecessary risk, and aligning money choices with long‑term life goals.
If You Want To Do Great Things You Need To Do Hard Things First
Hosts Ken Coleman and Jade Warshaw take live calls from listeners about debt, cars, housing, divorce settlements, bankruptcy fears, fertility costs, and boundaries around lending to friends. They repeatedly bring callers back to the Ramsey Baby Steps, emphasizing selling expensive vehicles, boosting income, avoiding bankruptcy, and making hard short‑term sacrifices to create long‑term freedom. Throughout the episode they tie financial decisions to mindset, personal responsibility, and the willingness to do hard things first in order to achieve significant results.