The hosts talk with investor and entrepreneur Shiel about housing affordability policies like a proposed 50-year mortgage, several AI-enabled business ideas for service industries, and health and longevity trends including peptides and EMS training. He shares his personal journey using surrogacy, the business opportunities and constraints in that space, and observations about prediction markets and San Francisco tech culture. They close with his contrarian view that most books are a waste of time compared to podcasts and his practice of emailing CEOs directly when brand experiences go wrong.